Greetings!

Hello again, friends…

Sometimes the best moments come when we stop waiting and simply say yes. Life’s fourth quarter is the perfect time to plan less, live more, and make space for joy.

Embrace Your Best Life 🌞

~ Shari Roese

📖 Creative Writing in Retirement

Retirement is a beautiful time to reflect, express, and create—and what better way to do that than through writing? Whether it’s capturing cherished memories, crafting short stories, or simply putting thoughts to paper, creative writing offers a fulfilling outlet that brings joy, clarity, and connection.

Writing keeps your mind sharp and your heart full – It exercises your brain while helping you make sense of your journey.
Everyone has a story worth telling – Your life experiences, insights, and imagination can inspire, comfort, and entertain others.
There’s no “right” way to write – Whether it’s journaling for yourself or publishing for the world, writing is a gift at every level.

So go ahead—start a memoir, pen a letter, or jot down a poem. The blank page isn’t something to fear—it’s an invitation to share your voice, your memories, and your magic. And in doing so, you might just discover something new about yourself.

📖 Coping with Retirement Shock

Retirement is often imagined as a finish line, but in truth, it’s a powerful new beginning. Still, stepping away from decades of structure and purpose can be emotionally jarring. You’re not just leaving a job—you’re stepping into a whole new identity. That’s why acknowledging the emotional transition is just as important as planning for the financial one.

Expect emotional shifts and normalize them – Feelings of loss or uncertainty are common and temporary. You’re simply adjusting to a new rhythm.
Build structure and purpose into your days – Create routines, explore passions, and find fulfillment in new pursuits, from hobbies to volunteering.
Stay connected and supported – Relationships and community are your lifelines. Share this journey with others and lean on resources when needed.

Retirement shock doesn’t mean something is wrong—it means you’re growing. With the right mindset and support, this chapter can be the richest yet. Let yourself evolve, dream new dreams, and embrace the blank slate ahead. After all, your next masterpiece is just beginning.

🌟 “Do not grow old, no matter how long you live. Never cease to stand like curious children before the Great Mystery into which we were born.” ~ Albert Einstein

Say Yes: The Power of Intentional Planning in Life’s Fourth Quarter

When you reach the fourth quarter of life, time feels more precious than ever. You begin to realize that waiting for the “perfect moment” often means missing the moment altogether. That’s why intentional planning—choosing to say yes to experiences instead of letting them pass you by—is one of the best gifts you can give yourself.

Recently, I came across something simple but exciting: a train ride from Orlando to West Palm Beach. You can go for the day or spend the night. Before I could talk myself out of it, I booked it. No overthinking, no “maybe someday.” Just a quick decision to step out of routine and step into adventure.

That’s what intentional planning is all about. It’s not just filling your calendar with obligations. It’s carving out space for joy, for curiosity, and for those little sparks of excitement that remind you life isn’t over—it’s just changing shape.

Think about it:

Always wanted to learn the guitar? Say yes.
Been eyeing that cooking class down the street? Say yes.
Curious about a new city a couple of hours away? Say yes.

The truth is, you don’t need grand, expensive plans to create meaningful experiences. You just need the courage to put them on your calendar and the intention to follow through.

As we age, it’s easy to retreat into routines. But the fourth quarter isn’t the time to shrink back—it’s the time to lean forward. Start saying yes more often. Each new experience adds color, connection, and energy to your days.

✅ Your Turn: What Will You Say Yes To This Week?
Think of one thing you’ve been putting off—big or small. Write it down, put it on your calendar, and commit. You’ll thank yourself later.

Check out our Solo Travel Guide

Embrace Your Best Life 🌹

❣️Shari

🧠 Brain Games & Knowledge

Folks often quote Neil Armstrong as saying “That’s one small step for man, one giant leap for mankind.” What word is believed to be missing?
The proverb is often quoted as “Jack of all trades, master of none.” What’s the full original phrase that changes its tone?
People often recall Darth Vader saying “Luke, I am your father.” What are the real words from The Empire Strikes Back?

🧰 Resource Roundup

🙏 Great Cycle Challenge – This charity helps fight kids cancer and this is my 6th year in a row as a participant. Your support is greatly appreciated!

🚂 Train Journeys: Travel with scenic views and no driving stress. It’s old-school and wonderful.

📖 Read More: Discover more great ideas in our Create & Express section.

💡 Explore: Check out our Essential Guides for handpicked tips and tools to help you live this chapter with ease, fun, and a little flair. From travel must-haves to creative hobbies and wellness picks, there’s something for everyone.

💭 Parting Thought

“Taking care of our health is the best investment we can make. Whether it’s a gentle yoga session, a brisk walk, or simply eating a balanced diet, small steps add up to big changes. Remember, it’s never too late to start living a healthier life.”

✅ Answers

“That’s one small step for a man, one giant leap for mankind.”
“Jack of all trades, master of none, but oftentimes better than master of one.”
“No, I am your father.”